Enjoy the convenience of investing at regular intervals without ever having to lift a finger with a Citizens Funds Automatic Investment Plan (AIP). We’ve made it simple to commit to regular investing by allowing you to schedule regular deposits from your Citizens Money Market or your other bank accounts into one or more of your Citizens Funds accounts. Take advantage of dollar cost averaging today. Click here to enroll in AIP now.

It's automatic
Set up you AIP and leave the rest to us. Convenient whether you have one account or if you maintain a diversified portfolio of several funds. And if you choose to make annual contributions to an IRA, you can set up your plan so that the maximum allowable contribution is made automatically.

Keep your savings plan on track
Make paying yourself first, automatic. With a disciplined schedule of investing, even small amounts may go a long way when compounding has a chance to work for you over a long period of time.

Weather stormy markets
Use an AIP to dollar-cost average — an excellent way to seek to avoid the pitfalls that can occur if you invest a large sum all at once. When you invest a fixed amount regularly, over a long period of time, you may purchase more shares when prices are low and fewer shares when prices are high.

Citizens Funds Automatic Investment Plan may help you stay on track to meet your goals and allow you to take advantage of dollar cost averaging, where you buy more shares at a lower price and fewer shares when prices are high. Dollar cost averaging does not assure a profit and does not protect against loss in declining markets. Since such plans involve continuous investment in securities regardless of fluctuating price levels, consider your financial ability to continue purchases through periods of low price levels.

Low minimum requirements
Your automatic investments can start at just $50 a month. And, if diversification is important to you, start investing in a new fund at Citizens with just a $1,000 initial investment.